State regulators are reminding homeowners with wall and foundation cracks or other damage to their property — courtesy of the earthquake this week — to avoid unlicensed contractors.

Contractors must be licensed. But more importantly, you’re covered by the Maryland Home Improvement Guaranty Fund if a licensed contractor does lousy work or otherwise causes you economic harm. Go with an unlicensed guy, and you’re out in the cold.

“Too often, unlicensed contractors arrive after a major storm or a natural disaster with disingenuous offers to help,” Stanley J. Botts, state commissioner for occupational and professional licensing, said in a statement.

The state Department of Labor, Licensing and Regulation says you can get license and complaint histories from the Maryland Home Improvement Commission at 410-230-6309. License information is also available online.

How did the earthquake affect you?

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